More and more people are looking at funeral planning as a natural continuation of their future and retirement planning. A funeral plan can provide peace of mind for you and your family, and save you money. In fact, as people generally are living longer and inflation will continue to fuel price increases, choosing the funeral you want, and setting the professional services at today’s prices, will be financially beneficial as well as relieving your family of worries and uncertainty around making the ‘right’ decisions at a time of emotional distress. Planning now is also seen by many as beneficial as it provides financial and emotional security.
At G. Seller & Co. Ltd, our family firm prides itself on offering a bespoke and unique service to families, helping them determine their needs today, for an event that hopefully will not happen for many years to come. G. Seller & Co. Ltd have been entrusted with the care of families in Hinckley and the surrounding areas for over 100 years and continue to provide these services at a time of need. Our aim is simply to take away all of the stresses at an emotionally difficult time to allow the family time to reflect rather than have to make decisions and to have to question whether these are the right decisions too. However, there are a number of myths and misconceptions that need to be cleared up as outlined below.
Myth – Talking about funerals is too difficult.
In reality, this is a difficult conversation but not one that should be shied away from. In fact, it is often a lot harder on the family if the conversation is not had because they are trying to do right by the deceased and inevitably question each and every decision they are taking. Making it easier for loved ones in the future takes away some of the pressure and anxiety and can actually be of immense benefit to the family in the long run too.
Myth – A prepaid plan means we can use our local funeral directors.
There are many prepaid funeral plan providers and care needs to be taken to ensure that the funeral director that you would like to use are in fact covered by the plan taken out. Many of the plans are underwritten by national firms that stipulate the use of ‘member’ firms. As such, if your family has used your local, family owned funeral director for generations, and wishes to continue to do so in the future, any plan taken out needs to be able to be carried out by that funeral director. G. Seller & Co. Ltd endorse and offer Golden Charter Funeral Plans. Rather than offer a package service, we prefer to give our clients bespoke funeral options. This means that they can add or deduct the various components to personalise and tailor the plan to the needs of the individual, however simplistic or extravagant.
Myth – There is no flexibility with a funeral plan
As mentioned above the funeral plans we provide are completely bespoke rather than a packaged service. This means that they can add or deduct the various components to personalise and tailor the plan to the needs of the individual, however simplistic or extravagant. Making financial arrangements in advance goes a long way to ensuring that the funeral is conducted according to the deceased’s wishes, helping to alleviate some of the burden on the family during this emotional and difficult time, locks in prices to those prevailing when the plan is taken out, and helps to make sure that the details such as hymns, readings and other personal matters are recorded.
For many, it is easier to look at the prepaid funeral plan as part of general financial planning for retirement and by funding the funeral with a prepaid plan takes away uncertainty and anxiety for all concerned. By openly planning for the future, plans can be determined that help everyone and by taking out a prepaid plan with your local funeral director, you can also be assured of the fact that the family can deal with the same funeral director as they may well have done for many generations before.